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Your search for Life Insurance returned 48 results.


Are You Familiar With Annuities?

You’ve probably heard of annuities but maybe you’re wondering what it really is.  The answer is any continuing payment with a fixed total annual amount. The contract is created when an individual pays a life insurance company a single premium that will end up being distributed back to them over time. There are 2 possible phases for an annuity.  In one, the ...

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Have You Heard of Deferred, Fixed and Variable Annuities?

Deferred annuities came into play in the 1970’s.  This is a way for accumulating savings with a view to eventually distributing them either as an immediate annuity or a lump sum payment. There are two types of deferred annuities.  A fixed deferred annuity grows by interest rate earnings alone.  A variable annuity permits allocations to stock or bond funds and ...

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Did You Know This?

Most historians claim that the Romans introduced the world to annuities.  Didn’t think they had been around that long did you!   After doing a little research here are 6 dates that you may be interested in knowing more about.   1759: This is the year annuities were introduced to America.  At that time they were only offered to church pastors in ...

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Here’s How ToTake the Uncertainty out of Your Retirement Income

Annuities are the only product that guarantee income for life regardless of how long you live. There are 2 ways to get a lifetime income using annuities.  You either need income immediately or at a later date. Income Now If you are looking for income now, you should be looking at a Single Premium Immediate Annuity.  The lifetime income stream starts 30 days after ...

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The American College of Financial Services

Post Election Tax Implications The results are in! Watch President Dr. Larry Barton, CAP® and Adjunct Professor Allen McLellan, LUTCF, CLU®, ChFC®, CASL®, CFP® discuss the implications of the various tax increases that are scheduled to be implemented January 1st. There are actions that you can take now to help your clients prepare for 2013 and beyond. We ...

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What is an Immediate Annuity?

There are a few different options for annuities and an immediate annuity is one. This is an insurance policy that guarantees that in exchange for a sum of money the person will make regular scheduled payments.  These payments may be level or increasing periodic payments for a fixed term of years or end of lives.  It is also possible to structure the payments under ...

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Learn About IN-FORCE™ Part 2

BulbrookDrislane, offers the payment rights to these annuities, called IN-FORCE™ fixed term annuities, to buyers like you.  Typically, the IN-FORCE™ fixed term annuity payments are made regardless of whether or not the existing Annuitant or the buyer is alive, meaning these payments are not contingent on any individuals life. The rate of return for each ...

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Learn About IN-FORCE™ Part 1

IN-FORCE™ fixed term annuity is our proprietary name for a transferred structured settlement in which you, the buyer, receive the rights to fixed annuity payments in exchange for a lump sum payment to an individual who is the original existing annuitant. By purchasing an individual right to receive payments , you receive high yield returns while the existing ...

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