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How Are You Paying for Your Child’s College Education?
College is looming ahead for your teenager and you are panicking. No, it’s not about them going away and leaving home (well maybe just a little) but instead it is the fear of how you are going to pay for this new, huge expense that will soon be entering your family finances. InForce™ Secondary Annuities could very well be the answer to your prayer. Some ...
Guess What the Best Investment Is?
In today’s economy, many people are lacking confidence in Wall Street and turning to new places to put their money. The problem is, finding good options can often be a challenge. There are plenty of investments out there that have been “sure things” at one point or another. They include everything from real estate to precious metals. In the end they all were ...
Is This Right for You?
When you buy a secondary market annuity, you are buying the rights to contractually guaranteed payments to you, and the issuing insurance company retains full ownership of the annuity. In order for you to buy the rights to the payments, a judge has to approve this contractual change of annuity benefits. The issuing insurance company has to approve the transaction ...
Do Annuities Make Good Stocking Stuffers?
As the year comes to a close, it is time for you to take a look at the financial choices you have made and see if they are still working for you in light of any life changes you have had. Did you know that annuities add value in addition to supplementing your retirement income? They help you prepare for the future and what lies ahead which in turn provides you with ...
Previously Owned Annuities Pros and Cons
Previously Owned annuities have several positive attributes in common that make them currently in high demand: 1.) High Yields that are typically 4.0-7.0% 2.) Payment streams guaranteed by highly rated insurance companies 3.) Court order process protects buyer and seller 4.) Issuers regulated by State ...
Are You Aware of the Different Types of Annuity Options Available?
When you are considering purchasing an annuity, you want to be sure that you understand your rights as a senior citizen. An annuity is one type of insurance product. Being informed of your rights can help you to avoid being the victim of scams. It helps you to make educated decisions for yourself and your family. All insurers, brokers, agents and others engaged in ...
Buying an IN-FORCE™ Fixed Term Annuity…What Happens?
If you purchase an IN-FORCE™ Fixed Term Annuity you should expect to receive the following items at closing: Closing Book which will contain the following documents: Receivable Purchase Agreement Sale and Assignment Agreement Change of Beneficiary Designation Duplicate Annuity Policy or Benefits Letter or Issuer Acknowledgement Letter Certificate of Marital ...
IN-FORCE™ Fixed Term Annuities…Learn More About Their Term and Purchase Amount
I’m sure that if you have heard of an IN-FORCE™ Fixed Term Annuity you have wondered about the length of term and the purchase amount. Today I am going to share with your some information that I know you will find helpful in answering your questions around this topic. The present value of an IN-FORCE™ Fixed Term Annuity is generally between $50,000 and ...
Ready To Know How In-Force™ Fixed Term Annuity Payments Are Made?
Now that you have an understanding of what an In-Force™ Fixed Term Annuity is (from my previous blog) you probably are curious as to how payments would be made to you if you choose to do this. In-Force™ Fixed Term Annuity payments may be paid directly to you by a U.S. based insurance company. If you purchase after the court transfer date has passed or in ...
Ever Wonder what an In-Force™ Fixed Term Annuity Really Is and Why You Should Have One?
Maybe you have heard of In-Force™ Fixed Term Annuities…and maybe you haven’t. Either way, I want to give you some information that will help you to understand what they really are and how one can benefit you. When you purchase an In-Force™ Fixed Term Annuity, you, the Buyer, receive the rights to fixed annuity payments in exchange for a lump sum payment to ...