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How Much Life Insurance Do You Need?

There are several ways to go about determining how much coverage you need when you purchase your life insurance policy.  One simple method is to buy coverage equal to five to ten times your annual income.  Following this rule of thumb, if you make $50,000 annually, you’d buy a policy between $250,000 and $500,000. Other methods are more precise and take certain ...

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As Household Numbers Increase So Should Your Life Insurance

In life, you can live without a lot of things.  You don’t need top of the line appliances, expensive cars, etc. but one thing that you DO need is life insurance. The importance of life insurance increases as the number of people in a household increases. Life insurance is a way to protect your family against possible financial trouble or even ruin, depending on ...

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