7 Best Companies to Gain Lifetime Income

You probably don't lie awake at night worrying that you'll live too long. But maybe you should. The biggest financial risk retirees face isn't volatile investment returns — it's longevity. Will your money last as long as you do? In a world of increasing life spans, disappearing pensions, and crashing markets, an immediate annuity is an insurance policy against a man-made disaster…you running out of cash. You give the insurer a chunk of ...

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Which Option Works for You?

There are many annuity options to choose from when you are looking into expanding your financial portfolio. Many wealthy people, after maxing out tax deferred options such as their 401(k) and IRA, put their most tax inefficient investments into a low cost variable annuity. These low-cost annuities come with unexpected benefits. For instance, by not offering income guarantees, these annuities can include a wider range of investment options. The ...

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3 Mistakes Made with Annuities

According to a panel of experts at a MarketWatch Retirement Adviser event in New York, you may be making some key mistakes when you are evaluating annuities that you don’t even realize. Mistake #1: Comparisons that don’t add up One mistake is to assess the value of a variable deferred annuity as though all of its costs are pure overhead. That can lead to viewing annuities as unreasonably expensive.  Rather, those costs are charges for the ...

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Understanding Structured Settlement Annuities

Secondary market annuities are a fairly new area on the financial landscape. However, a recent LIMRA study found that 61 percent of annuity consumers conduct their research online. What does this mean?  That buyers all across the nation find out about secondary market annuities online so they know what to ask when they look for someone to help them with the transaction. The term secondary market annuity refers to existing, in force period ...

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Are you Complying?

When dealing with secondary market annuities you want to use an intermediary to ensure that compliance is handled in the correct way. Secondary market annuities can/will unravel if applicable federal and state laws governing the underlying structured settlement factoring transactions have not been complied with. This intermediary can research to make sure that there were no bribes paid to the seller in any way.  They will know all the backgr...

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Bulbrook/Drislane Hot Spots

Posted on January 23, 2014

http://www.wealthindustrynetwork.com/bulbrook-drislane/2014-06-BulbrookDrislaneHotSpots.pdf

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Interview with John Bulbrook In LIFE & Health ADVISOR Magazine

by Carolyn Ellis Ms. Ellis is Features Editor for LIFE&Health Advisor. Connect with her by e-mail: cellis@lifehealth.com  John Bulbrook is CEO of Bulbrook/Drislane Brokerage, a Wellesley, MA., wholesaler of life and annuity products. We talked with John about secondary market annuities, new to the retail arena for the safe money portion of a client’s portfolio.   L&HA: What are secondary market annuities? JB: A good analogy is ...

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Is This Right for You?

When you buy a secondary market annuity, you are buying the rights to contractually guaranteed payments to you, and the issuing insurance company retains full ownership of the annuity. In order for you to buy the rights to the payments, a judge has to approve this contractual change of annuity benefits.  The issuing insurance company has to approve the transaction also since they are going to own the policy, and are agreeing to pay the benefits ...

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Do Annuities Make Good Stocking Stuffers?

As the year comes to a close, it is time for you to take a look at the financial choices you have made and see if they are still working for you in light of any life changes you have had. Did you know that annuities add value in addition to supplementing your retirement income?  They help you prepare for the future and what lies ahead which in turn provides you with peace of mind when unexpected situations arise. There is an option of having ...

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10 Tips for Senior Citizens Shopping for Pre Owned Annuities

You have worked hard through your lifetime building up assets. Now you need to take precautions to protect those assets. If you are considering purchasing a Pre-Owned Annuity™ you need to find one that meets your needs. Your financial situation could change over time, so it is important that you review and understand contracts to decide if they are still the right fit for your situation. Here are 10 tips you need to be aware of when looking ...

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